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“It wasn’t a big Christmas but now all these bills are coming in!”

Find out how this credit card spender cleared her debts in three months… “All of a sudden it was two thousand dollars owing! I didn’t think we had a big Christmas but now that all these bills are...

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“It was going to be a real problem…”

Brian needed to get the rust fixed on his car for a warrant of fitness. But how could he afford it on the super?  “It was going to be a real problem to get the rust fixed on the car,” Brian* says. “I...

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“My flatmate really let me down…”

When’s Nick’s flatmate left without warning, he left behind a phone bill with pages of cellphone calls that came to $800… “My name was on the account,” says Otago student Nick*, “so I had to stump up...

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“We even have a savings account going!”

“We even have a savings account going for when bubs arrives!” “Our first baby is due at the end of January next year,” says expectant mum Jayda*. “I knew we should go to get some budgeting advice...

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“It’s already made a difference”

“I’d never had a bill that high before…” Find out how father of five Rawiri brought his budget back from the brink. “It wasn’t brain surgery but it’s already made a difference”   “I’d never had a power...

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Now I’m up to date…

“Now I’m up to date on my mortgage repayments I feel a great deal more secure” “I’d heard about mortgagee sales becoming more common but I didn’t really know what that meant,” says Nadia*. “I got a...

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We had a thriving café in the middle of town, then the earthquake hit…

“It was clear that the building couldn’t be saved. The owner was sorry, but he had to let us go. I was completely unprepared for this: I’ve got a car I’m paying off, a maxed out bank card and Q Card,...

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I couldn’t afford my bills until I got budgeting advice

“I’ve never been so sick in my life,” explains Kathy*. “I couldn’t get out of bed, let alone go in to work.” Sickness – and the inability to work that goes with it – is a common reason for bills to...

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“I didn’t read the contract, I just signed it”

Worried about your loan contract or want to complain about a finance company? “It was paid off on time over 12 months. But after the term of the loan, I noticed water was leaking in the boot. I got a...

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This year Christmas is under control

“Christmas is hard,” says Mele. “My family is big enough to feed, and then my cousins and their children come, my aunties, my uncles, my mother, and my mother’s mother! They all come and say ‘Aunty...

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“I was able to pay cash for the first time”

Life for Ngawai has not been without its struggles as she tries to support her family. Continue reading →

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